The Complete Guide to Panama's Pensionado Visa

Secure Your Permanent Residency. Enjoy Life with Senior Discounts, Tax Benefits, and a Warm Climate.

Panama Pensionado Visa requirements

Navigating the Panama Pensionado Visa requirements can be complex, but our expert guidance makes it clear and straightforward. The process focuses on proving stable retirement income to unlock permanent residency and Panama’s famous benefits, like discounts on healthcare, travel, and entertainment. We’ll help you understand the exact documents needed, from pension letters to background checks, ensuring your path to this vibrant new chapter is smooth.

Our Ultimate Guide to Living in Panama

Find Your Perfect Home with Expert Visa & Relocation Support

Choosing the right location is key to a happy move.
Dive into our detailed 2026 neighborhood and area guides, written from decades of local experience.

* Pros & Cons from local expats
* Real estate market insights
* Lifestyle & community vibes
* Cost of living comparisons

We provide expert guidance on visa selection and help you find the perfect location,
from vibrant city neighborhoods to peaceful beach towns.

Beautiful family royal palm panama

Coronado: Active Beach Community

The hub of beachfront living with an active expat community and all amenities.

Nueva gorgona

Nueva Gorgona: Tranquil Beach Town

A peaceful escape with long beaches, nature, and a tight-knit community..

View from an El Cangrejo apartment: a dog touches a plant on the balcony overlooking the Panama City skyline

El Cangrejo: Urban Living with a View.

Experience the vibrant heart of the city, where even your pet can enjoy the panorama from home..

House in penonome panama

Penonome: Authentic Interior Living

Experience Panama's heartland with a slower pace, rich culture, and lush landscapes.

Start exploring.

Featured Visas

Below are 6 of our most popular residency visas.  Discover which one is right for you.

Is granted to those who can provide professional or economic ties with Panama.

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Reforestation Investors Visa

Can lead to full Panama citizenship with a Panama passport. Applicants may qualify when they invest a minimum of $80,000 USD.

Foreign professional

Foreign Professional Visa

If you have a university diploma in a career that is not in the list of exclusions.

Get Personalized Guidance for Your Panama Residency

Get personalized guidance in a 1 on 1 consultation with a Panama residency expert. We’ll review your profile, explain your best visa options, timelines, and requirements, and give you clear next steps to move forward with confidence.

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Personalized Service

We offer personalized consultation services to guide you through the visa application process, assist with setting up bank accounts, obtaining local healthcare, and navigating the cultural differences you may encounter when moving to Panama.

Support

Whether you are looking to retire, start a new business, or simply enjoy a change of scenery, our program is designed to support you every step of the way.

Expertise

 With our expertise and dedication to excellence, we are confident that we can help you make a smooth and successful transition to your new home in Panama. 

Join over 500 clients who started their journey with a consultation.

Aged farmer with smartphone hands standing greenhouse

Agricultural Investor Visa

Invest a minimum of $60,000 USD in Agriculture.  The residence is for 6 years and can be extendable every 2 years. 

Domestic worker

Domestic Worker Visa

Be eligible to work in Panama for one year and receive up to 4 extensions as long as you work for the same employer.

College life modern lifestyle education concept cheerful good looking redhead female student with foxy long hair wearing headphones neck backpack smiling camera

Panama Student Visa

For those who always wanted to study abroad, learn a second language and explore a Latin. country.

Work Permits, Visa Requirements and Authorizations

To ensure a smooth experience, it’s important to comply with any requirements set by the Panamanian government.

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Panama Work Permit

What are the requirements to obtain a Work Permit in Panama?

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Authorized Tourist Visa

List of countries whose citizens need to apply for a Panama Authorized Tourist Visa before they can visit Panama.

Estend your stay in panama

Extend Your Stay In Panama

Overstaying your visit will result in a $50 fine per month when you exit Panama.

How to Maintain your Permanent Residency In Panama

When we abide by the laws and regulations, we show our commitment to being responsible members of society.
We contribute to the overall well-being of Panama and its people. It’s like being a part of a big family,
where each member plays their role in keeping things running smoothly.

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Not sure which Residency Visa is right for you? 
Schedule a Call with one of our Immigration Specialists to find out.

Ecedula panama
Panama Permanent Resident Identification Card (E-Cedula)

Permanent Residency Card vs ID of Permanent Residents in Panama

The Permanent Resident Identity Card, also known as the Panamanian Cedula, is an important document for individuals who want to settle permanently in Panama.  Think of it as a key that unlocks various opportunities and benefits for foreigners who wish to fully integrate into the Panamanian way of life.

How to get a Panama Drivers License

Learn how to get a Panama drivers license if you plan to live in Panama. 
You can only drive with a foreign license for 90 days.

Panama drivers license
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