Panama Residency Programs for Permanent Residence & Legal Relocation
Panama offers several structured pathways to permanent residency, including the Pensionado Visa, Friendly Nations Visa, and Investor programs.
Whether you are retiring, investing, or relocating strategically, choosing the correct legal structure is essential for long term stability.
Panama Residency Pathways
Panama provides multiple permanent residency programs depending on your income source, investment structure, and long-term objectives.
Designed for retirees with lifetime pension income seeking permanent residency and retirement benefits.
For professionals and investors establishing an economic tie through employment, business, or real estate.
Investor Residency
For applicants qualifying through approved real estate or capital investment programs.
Pensionado vs Friendly Nations Visa
The two most requested residency programs in Panama differ primarily in income structure and work eligibility. Both programs lead to permanent residency in Panama. The optimal pathway depends on your income source and long term objectives.
Pensionado Visa
Designed For
Retirees with lifetime pension income
Minimum Requirement
$1,000/month lifetime pension
Age Requirement
No minimum age (must qualify as a retiree)
Investment
No investment required
Work Eligibility
Not permitted
Additional Benefits
Discounts (travel, utilities, entertainment etc)
Residency Outcome
Permanent residency
Friendly Nations Visa
Designed For
Professionals, investors, and entrepreneurs
Minimum Requirement
Economic tie to Panama
Qualification Options
Employment with Panama company
Own corporation + work permit
Real estate purchase (minimum $200,000)
Fixed term bank deposit
Work Eligibility
Permitted with approved work permit
Additional Benefits
No retirement discounts
Residency Outcome
Permanent residency
Local Panama Experience You Can Trust
We are not a call center, we live here. We’ve been helping foreigners plan and execute their relocations since 2015, combining:
- Real local insights into Panama everyday life
- Proven visa and residency strategies
- Business formation and financial pathways
- Step by step relocation support
- Transparent pricing and honest expectations
Our clients get clarity and confidence, not confusion and delays.
Most Requested Panama Residency & Lifestyle Options
Panama Citizenship
Pathway to a second passport
Business Setup
Panama Corporations, foundations, tax structures
Banking Services
Open a Panama bank account and financial planning
Not sure which path fits you?
Best Places to Live in Panama
If you’re researching the best places to live in Panama, it’s important to understand how different neighborhoods support different lifestyles and residency goals. From beachfront communities to vibrant city districts, Panama offers a range of attractive options for international residents, retirees, and global entrepreneurs.
One of the most established Panama expat neighborhoods is El Cangrejo in Panama City. Located in the heart of the capital, El Cangrejo has become a preferred residential district for foreign residents seeking walkability, security, and central convenience. Its prime location provides easy access to banking institutions, private healthcare, business centers, international schools, and public transportation, making it especially attractive for retirees, entrepreneurs, and remote professionals relocating to Panama.
If you’re evaluating the best places to live in Panama, El Cangrejo is consistently ranked among the top choices for those who value convenience, culture, and connectivity in one location.
Get Personalized Guidance for Your Panama Residency
Get personalized guidance in a 1 on 1 consultation with a Panama residency expert.
We’ll review your profile, explain your best visa options, timelines, and requirements, and give
you clear next steps to move forward with confidence.
Personalized Service
We offer personalized consultation services to guide you through the visa application process, assist with setting up bank accounts, obtaining local healthcare, and navigating the cultural differences you may encounter when moving to Panama.
Support
Whether you are looking to retire, start a new business, or simply enjoy a change of scenery, our program is designed to support you every step of the way.
Expertise
With our expertise and dedication to excellence, we are confident that we can help you make a smooth and successful transition to your new home in Panama.
Join over 500 clients who started their journey with a consultation.
Frequently Asked Questions
Why work with Panama Visa Expert instead of a generic immigration website?
- Because you get local experience + legal coordination + personal guidance from someone who lives in Panama. Not just paperwork.
Do you work with families, retirees, and individuals?
Yes. I work with retirees, families, digital nomads, entrepreneurs, and investors.
What’s the first step?
A consultation where we look at your goals, timeline, and eligibility, then map out a clear plan.
How long does it take to get residency in Panama?
Timelines vary by visa type, but most Panama residency applications take several months. Starting early gives you more options.
Can Americans, Canadians, and UK citizens move to Panama?
Yes, Panama offers several residency options that work well for citizens of these countries.
Do I have to live in Panama year round?
It depends on the visa type. Some require periodic visits, others allow more flexibility.
What Our Clients Say
Next Steps After Receiving Your Panama Residency Visa
After receiving your Panama Residency Visa, many new residents want to know the next steps to fully settle and plan for the future. From registering your residency, opening a bank account, obtaining a Cedula, to preparing for naturalization and a Panama passport, knowing how to start correctly is essential. Our guide and services help you plan ahead from day one, ensuring you meet all requirements and set yourself up for a smooth path toward citizenship and travel freedom. Whether it’s residency paperwork, legal compliance, or personal documentation, we provide expert support every step of the way.
How to Maintain your Permanent Residency In Panama
